viainvest Секреты

With the Auto Invest feature, you can choose a scheme or set your own selection criteria. You can filter by loan originator, interest rate, and region. You can also specify the maximum amount to invest per loan and whether to keep part of your funds available.

On top of that they have no secondary market, so your money is stuck with them for a very long time.

The popularity of the Viainvest platform is regularly reflected within the annual community voting. One reason for this is that Viainvest – despite some inconsistencies in the past – has always made reliable repayments and has not yet incurred any losses for investors.

It's now been over a year that I invested on the platform, and I can say that so far, everything is working as expected. My estimated annual return is at 10.91%, which makes sense as I mostly invested in loans with a yield around 11%.

✅ Is there a bonus for new investors? If you consider investing on Viainvest, a sign up through this link will enable you to get a cashback bonus of 1% in the first 90 days after registration.

PeerBerry is very transparent about their team, and I had no issues finding who is currently on their team and what are their roles.

In the recent past, P2P platforms have had to overcome several crisis situations. These included the coronavirus pandemic and the war in Ukraine. How did Viainvest deal with these situations?

There are no fees or hidden costs for retail investors on Viainvest. Neither for deposits or withdrawals, nor for the functionalities when investing on the platform. Compared to many other P2P lending platforms, this is unfortunately not the standard anymore.

With an average interest rate well above 10%, investors can be quite profitable and achieve a good return here.

The platform is operated by SIA Viainvest, which has been controlled by the financial supervisory authority in Latvia since 2021 and is regulated in accordance with MiFID II.

There is no official contingency plan for this scenario. The condition of the Group is therefore crucial. This is clearly visible in the annual reports on the website, but unfortunately not always up bondora to date. The VisaSMS Group has been operating very successfully for years (with the exception of during the Covid crisis), so there is no major threat to Viainvest. However, experience with other P2P providers has shown that this situation can change quite quickly. A regular look at the business figures is therefore generally recommended.

The P2P platform’s main source of revenue comes from the lending activities of its parent company, Via SMS Group. More precisely, they earn money through referral fees for each issued loan.

Due to its good business figures and strict regulatory requirements, I consider Viainvest to be safer than many of its competitors.

I reached out to the chat on a Sunday, received clear instructions by email the next day, and the issue was resolved smoothly and very quickly. Excellent support — congratulations to the team!